It is recommended that you use the 5 best apps to save money as a university student. Because, generally, when we reach the university stage we start spending on everything that our parents controlled us at home. For example, food shopping is not very organised and money is wasted on sweets and fast food or late arrivals to classes because we are out and about, so we have to pay for taxis to feel a bit safer. That’s why you should use the apps below.
Fintonic
This is a Spanish application, which you can use for free to start with a plan to control your income. Thus facilitating the savings plan you are looking for.
It appeared in 2002, as an alternative for Spaniards to have a financial tool that is supported by a maximum of three banks.
With this application, you can correctly manage your personal finances, because it organises your banking movements in a single file, and it also issues an alert when you are spending more than you have programmed for each period.
Today, it has spread to more than three countries and is known internationally for the ease with which it classifies and orders your monthly expenses.
Start by consolidating your accounts to identify your overall income. Based on the data you provide, you can visualise the best way to invest your money through pre-established categories. For this reason, it has become one of the top 5 apps to save money as a university student.
Coinscrap
This financial information platform allows you to get automated savings rules that help you start and maintain your savings without you even noticing.
If you use Coinscrap, the app automatically identifies and transfers the percentage of your income that you can keep in savings. Instead of spending it on paying for products and services that are unnecessary for your evolution and improvement of your quality of life.
If you use this application you will even increase the possibility of investing in a business venture or the holiday of your dreams. It all depends on the fidelity of the information you provide.
Coinscrap, unlike other savings applications, generates a link to the possibility of investing in cryptocurrencies automatically. Making it one of the top 5 apps for university students to save.
Mint
Like any of the other apps to save money that allow you to automatically distribute your income, Mint requires your permission to access your bank accounts directly.
It does this in order to know in real time the movements of each one. In this way, it can classify the information generated there and determine how you can invest the savings you generate in specific periods.
This application allows you to direct your savings towards the fulfilment of the goals that you have indicated as possible actions to follow with the money you can save.
For example, in the field that asks for goals to be met, you add that you are interested in buying a car. It will automatically analyse your stable monthly income, add those that are occasional and, based on the fixed and variable expenses determined, it will indicate how much time you need to save what is necessary.
In addition, it generates the options you can use to shorten that time. By applying for loans to buy your car, home and the best holidays.
Spendee
Although this application was designed to facilitate the control of the finances that you can generate in your small company or family business, it is also one of the best options for you to learn to control your expenses and begin to form a capital, with which you can acquire something more than the purchase of the week.
Certainly, there are many options for this, but Spendee offers you the advantage of synchronising your data in real time and securely on your mobile phone, or any device with iOS or Android technology.
On top of that, it is able to automatically create the necessary folders to identify what you are spending your income on. You can find out why you can’t make ends meet and how you can reorganise those actions.
Wallet
They have the name of an electronic wallet, and you can authorise it to make investments in cryptocurrencies. Keeping your savings safe from inflation.
An important detail of using this application is that you can include the income you receive in its original currency. Similarly, the analysis it performs allows you to unify the income in the local currency of each bank.
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